Truth in Lending

“The importance of this decision(Massachusetts Land Court) cannot be overstated. This is monumental and it provides a roadmap for challenging standing and “real party in interest” rights as well as establishing how the Notes and Mortgages have been bifurcated through the securitization of residential mortgage transactions over the last decade.”

Marie McDonnell
Mortgage Fraud and
Forensic Analyst

MASSACHUSETTS LAND COURT DECISION

BREAKING NEWS: Judge Keith C. Long of the Massachusetts Land Court, Department of the Trial Court has just issued one of the most important decisions to come out of a court – any court – with respect to residential mortgage foreclosures. more...

WHAT IS A FORENSIC MORTGAGE AUDIT?

DEFINITION: A Forensic Mortgage Audit is forensic investigation of a mortgage transaction between a consumer and a creditor beginning with the first point of contact and covering the entire lifecycle of the mortgage obligation as viewed from the consumer’s perspective. The integration of the mathematics of finance, forensic accounting, mortgage compliance, auditing and investigative skills yields the newly emerging specialty known as Mortgage Auditing. more...

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All donations will be used to support the LaRaces’ Appeal, including my Amicus Brief. Excess donations will be dedicated to establishing a Foreclosure Defense Fund.Please donate here.

“This is without question the most important decision so far in the war against the unlawful and fraudulent conduct of the originators, securitizers, out-source-providers, default servicers, and their so-called lawyers! The Judge articulates the business models we are dealing with better than anyone has done in any opinion, article or brief. I am sure your work contributed greatly to the education of the court and for that you should be highly commended. This Judge really and truly got it! It is the perfect outline of the transactional requirements and debunks every bogus argument that the other side has been advancing for year”
—O. Max Gardner III, http://www.maxgardnerlaw.com

O. Max Gardner III has been conducting Bankruptcy Bootcamps devoted to training attorneys in implementing his “Bankruptcy Litigation Model.”

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